{"id":7108,"date":"2026-05-20T08:24:40","date_gmt":"2026-05-20T00:24:40","guid":{"rendered":"https:\/\/t.n-years.com\/?p=7108"},"modified":"2026-05-20T08:24:40","modified_gmt":"2026-05-20T00:24:40","slug":"schd-%e6%b7%98%e6%b1%b0%e6%9c%ba%e5%88%b6","status":"publish","type":"post","link":"https:\/\/t.n-years.com\/?p=7108","title":{"rendered":"SCHD \u6dd8\u6c70\u673a\u5236"},"content":{"rendered":"\n<p class=\"p1 wp-block-paragraph\">\u6709\u3002SCHD \u672c\u8d28\u4e0a\u662f\u4e00\u4e2a\u201c\u6307\u6570 ETF\u201d\uff0c\u5b83\u8ddf\u8e2a\u7684\u662f Dow Jones U.S. Dividend 100 Index\uff0c\u6240\u4ee5\u5b83\u4e0d\u662f\u201c\u4e70\u4e86\u6c38\u8fdc\u4e0d\u53d8\u201d\u7684\uff0c\u800c\u662f\u6709\u4e00\u6574\u5957\u5b9a\u671f\u7b5b\u9009\u548c\u6dd8\u6c70\u673a\u5236\u3002<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6838\u5fc3\u53ef\u4ee5\u7406\u89e3\u6210\uff1a<\/p>\n\n\n\n<p class=\"p2 wp-block-paragraph\">\u201c\u6301\u7eed\u628a\u4e0d\u7b26\u5408\u9ad8\u8d28\u91cf\u5206\u7ea2\u6807\u51c6\u7684\u516c\u53f8\u8e22\u51fa\u53bb\uff0c\u518d\u52a0\u5165\u65b0\u7684\u4f18\u8d28\u516c\u53f8\u3002\u201d<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u8fd9\u4e5f\u662f SCHD \u957f\u671f\u8868\u73b0\u5f3a\u4e8e\u5f88\u591a\u201c\u7eaf\u9ad8\u80a1\u606f ETF\u201d\u7684\u5173\u952e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SCHD \u7684\u6838\u5fc3\u7b5b\u9009\u903b\u8f91<\/strong><\/h2>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u5b83\u4e0d\u662f\u7b80\u5355\u770b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8c01\u80a1\u606f\u9ad8<\/li>\n\n\n\n<li>\u8c01\u5206\u7ea2\u591a<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u800c\u662f\u4f1a\u7efc\u5408\u7b5b\u9009\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u81f3\u5c11\u8fde\u7eed 10 \u5e74\u5206\u7ea2<\/strong><\/h3>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8fd9\u662f\u7b2c\u4e00\u9053\u95e8\u69db\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u610f\u5473\u7740\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5468\u671f\u6027\u592a\u5f3a\u7684\u516c\u53f8\u5bb9\u6613\u88ab\u6dd8\u6c70<\/li>\n\n\n\n<li>\u8d22\u52a1\u4e0d\u7a33\u5b9a\u516c\u53f8\u8fdb\u4e0d\u6765<\/li>\n\n\n\n<li>\u65b0\u4e0a\u5e02\u6210\u957f\u80a1\u4e00\u822c\u8fdb\u4e0d\u6765<\/li>\n<\/ul>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6240\u4ee5 SCHD \u5929\u7136\u504f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6210\u719f\u4f01\u4e1a<\/li>\n\n\n\n<li>\u73b0\u91d1\u6d41\u7a33\u5b9a<\/li>\n\n\n\n<li>\u9f99\u5934\u516c\u53f8<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u8d22\u52a1\u8d28\u91cf\u8bc4\u5206<\/strong><\/h3>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6307\u6570\u4f1a\u770b\u5f88\u591a\u6307\u6807\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u7531\u73b0\u91d1\u6d41<\/li>\n\n\n\n<li>ROE\uff08\u51c0\u8d44\u4ea7\u6536\u76ca\u7387\uff09<\/li>\n\n\n\n<li>\u80a1\u606f\u6536\u76ca\u7387<\/li>\n\n\n\n<li>\u5206\u7ea2\u589e\u957f\u7387<\/li>\n\n\n\n<li>\u8d1f\u503a\u60c5\u51b5<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u4e0d\u662f\u201c\u9ad8\u80a1\u606f\u5c31\u884c\u201d\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6bd4\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u80a1\u606f 10%<\/li>\n\n\n\n<li>\u4f46\u5229\u6da6\u4e0b\u6ed1<\/li>\n\n\n\n<li>\u9760\u501f\u503a\u53d1\u80a1\u606f<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u8fd9\u79cd\u516c\u53f8\u53ef\u80fd\u53cd\u800c\u4f1a\u88ab\u6dd8\u6c70\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u884c\u4e1a\u548c\u6743\u91cd\u63a7\u5236<\/strong><\/h3>\n\n\n\n<p class=\"p1 wp-block-paragraph\">SCHD \u4e0d\u4f1a\u8ba9\u5355\u4e00\u516c\u53f8\u6743\u91cd\u592a\u9ad8\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u4e00\u822c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5355\u4e00\u80a1\u7968\u4e0a\u9650\u7ea6 4%<\/li>\n\n\n\n<li>\u884c\u4e1a\u4e5f\u6709\u9650\u5236<\/li>\n<\/ul>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u907f\u514d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u88ab\u67d0\u4e00\u4e2a\u9ad8\u80a1\u606f\u884c\u4e1a\u7ed1\u67b6<\/li>\n\n\n\n<li>\u6bd4\u5982\u94f6\u884c\/\u80fd\u6e90\/\u7535\u4fe1\u5360\u6bd4\u5931\u63a7<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>SCHD \u600e\u4e48\u201c\u6dd8\u6c70\u201d\u516c\u53f8\uff1f<\/strong><\/h1>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6307\u6570\u901a\u5e38\u6bcf\u5e74\u91cd\u6784\uff08reconstitution\uff09\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u7b80\u5355\u8bf4\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u5168\u5e02\u573a\u91cd\u65b0\u7b5b\u9009<\/li>\n\n\n\n<li>\u4e0d\u7b26\u5408\u6761\u4ef6\u7684\u8e22\u51fa<\/li>\n\n\n\n<li>\u65b0\u7b26\u5408\u6761\u4ef6\u7684\u52a0\u5165<\/li>\n\n\n\n<li>\u8c03\u6574\u6743\u91cd<\/li>\n<\/ol>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6240\u4ee5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u57fa\u672c\u9762\u53d8\u5dee<\/li>\n\n\n\n<li>\u5206\u7ea2\u4e0d\u7a33\u5b9a<\/li>\n\n\n\n<li>\u8d1f\u503a\u6076\u5316<\/li>\n\n\n\n<li>\u73b0\u91d1\u6d41\u4e0b\u964d<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u90fd\u6709\u53ef\u80fd\u88ab\u5254\u9664\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4e00\u4e2a\u5178\u578b\u4f8b\u5b50<\/strong><\/h2>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u5f88\u591a\u9ad8\u80a1\u606f ETF \u4f1a\u8e29\u5751\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AT&amp;T<\/li>\n\n\n\n<li>Verizon<\/li>\n\n\n\n<li>\u67d0\u4e9b\u533a\u57df\u94f6\u884c<\/li>\n\n\n\n<li>\u9ad8\u6760\u6746 REIT<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u56e0\u4e3a\uff1a<\/p>\n\n\n\n<p class=\"p2 wp-block-paragraph\">\u201c\u9ad8\u80a1\u606f \u2260 \u9ad8\u8d28\u91cf\u201d<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u800c SCHD \u7684\u673a\u5236\u4f1a\u5c3d\u91cf\u907f\u514d\u957f\u671f\u62b1\u7740\u201c\u80a1\u606f\u9677\u9631\u201d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u8fd9\u4e5f\u662f SCHD \u548c\u5f88\u591a\u201c\u7eaf\u6536\u606f\u7b56\u7565\u201d\u7684\u6700\u5927\u533a\u522b<\/strong><\/h1>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5b83\u66f4\u50cf\uff1a<\/p>\n\n\n\n<p class=\"p2 wp-block-paragraph\">\u201c\u8d28\u91cf\u578b dividend growth ETF\u201d<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u800c\u4e0d\u662f\uff1a<\/p>\n\n\n\n<p class=\"p2 wp-block-paragraph\">\u201c\u8c01\u80a1\u606f\u9ad8\u4e70\u8c01\u201d<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6240\u4ee5\u5b83\u957f\u671f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u80a1\u606f\u589e\u957f\u4e0d\u9519<\/li>\n\n\n\n<li>\u56de\u64a4\u76f8\u5bf9\u53ef\u63a7<\/li>\n\n\n\n<li>\u603b\u6536\u76ca\u901a\u5e38\u5f3a\u4e8e\u5f88\u591a\u4f20\u7edf\u9ad8\u80a1\u606f\u57fa\u91d1<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u4f46 SCHD \u4e5f\u6709\u4ee3\u4ef7<\/strong><\/h1>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u56e0\u4e3a\u5b83\u6709\u7b5b\u9009\u673a\u5236\uff0c\u6240\u4ee5\uff1a<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u7f3a\u70b9 1\uff1a\u53ef\u80fd\u9519\u8fc7\u8d85\u7ea7\u6210\u957f\u80a1<\/strong><\/h2>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6bd4\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NVIDIA<\/li>\n\n\n\n<li>Amazon<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u65e9\u671f\u90fd\u4e0d\u7b26\u5408\u5b83\u7684\u5206\u7ea2\u8981\u6c42\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u6240\u4ee5 SCHD\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e0d\u4f1a\u50cf QQQ \u90a3\u4e48\u731b<\/li>\n\n\n\n<li>\u79d1\u6280\u6210\u957f\u6027\u5f31\u4e00\u4e9b<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u7f3a\u70b9 2\uff1a\u725b\u5e02\u5f39\u6027\u4e0d\u5982\u6210\u957f ETF<\/strong><\/h2>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u5c24\u5176 AI \u725b\u5e02\u91cc\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SOXX<\/li>\n\n\n\n<li>QQQ<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5f80\u5f80\u6da8\u5f97\u66f4\u5feb\u3002<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">SCHD \u66f4\u504f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7a33\u5b9a\u73b0\u91d1\u6d41<\/li>\n\n\n\n<li>\u4f4e\u6ce2\u52a8<\/li>\n\n\n\n<li>\u957f\u671f\u590d\u5229<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u9002\u5408\u4ec0\u4e48\u4eba\uff1f<\/strong><\/h1>\n\n\n\n<p class=\"p5 wp-block-paragraph\">SCHD \u66f4\u9002\u5408\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60f3\u957f\u671f\u6301\u6709<\/li>\n\n\n\n<li>\u60f3\u8981\u7a33\u5b9a\u5206\u7ea2<\/li>\n\n\n\n<li>\u4e0d\u60f3\u5929\u5929\u7814\u7a76\u4e2a\u80a1<\/li>\n\n\n\n<li>\u60f3\u964d\u4f4e\u7ec4\u5408\u6ce2\u52a8<\/li>\n\n\n\n<li>\u63a5\u8fd1\u9000\u4f11\u6216\u73b0\u91d1\u6d41\u9700\u6c42\u7684\u4eba<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5982\u679c\u4f60\u8fd8\u5e74\u8f7b\u3001\u98ce\u9669\u627f\u53d7\u9ad8\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u5f88\u591a\u4eba\u4f1a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6838\u5fc3\u6210\u957f\uff1aVOO \/ QQQ<\/li>\n\n\n\n<li>\u6536\u606f\u7a33\u5b9a\u5668\uff1aSCHD<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u7ec4\u5408\u642d\u914d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u4f60\u53ef\u4ee5\u628a SCHD \u7406\u89e3\u6210\uff1a<\/p>\n\n\n\n<p class=\"p2 wp-block-paragraph\">\u201c\u81ea\u52a8\u6dd8\u6c70\u5f31\u8005\u7684\u9ad8\u8d28\u91cf\u80a1\u606f\u7bee\u5b50\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6709\u3002SCHD \u672c\u8d28\u4e0a\u662f\u4e00\u4e2a\u201c\u6307\u6570 ETF\u201d\uff0c\u5b83\u8ddf\u8e2a\u7684\u662f Dow Jones U.S. Dividend 100&#8230; <\/p>\n<div class=\"read-more navbutton\"><a href=\"https:\/\/t.n-years.com\/?p=7108\">\u9605\u8bfb\u66f4\u591a<i class=\"fa fa-angle-double-right\"><\/i><\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[162],"tags":[],"class_list":["post-7108","post","type-post","status-publish","format-standard","hentry","category-162"],"_links":{"self":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7108"}],"version-history":[{"count":1,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7108\/revisions"}],"predecessor-version":[{"id":7109,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7108\/revisions\/7109"}],"wp:attachment":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}