{"id":7110,"date":"2026-05-20T08:33:10","date_gmt":"2026-05-20T00:33:10","guid":{"rendered":"https:\/\/t.n-years.com\/?p=7110"},"modified":"2026-05-20T08:33:10","modified_gmt":"2026-05-20T00:33:10","slug":"voo-vs-schd-%e6%8a%95%e8%b5%84%e6%94%b6%e7%9b%8a%e4%b8%8e%e9%a3%8e%e9%99%a9","status":"publish","type":"post","link":"https:\/\/t.n-years.com\/?p=7110","title":{"rendered":"VOO VS SCHD \u6295\u8d44\u6536\u76ca\u4e0e\u98ce\u9669"},"content":{"rendered":"\n<p class=\"p1 wp-block-paragraph\">\u5982\u679c\u4e00\u53e5\u8bdd\u603b\u7ed3\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO \u66f4\u50cf\u201c\u7f8e\u56fd\u6838\u5fc3\u7ecf\u6d4e + \u79d1\u6280\u589e\u957f\u201d\u7684\u957f\u671f\u590d\u5229\u673a\u5668\u3002<\/li>\n\n\n\n<li>SCHD \u66f4\u50cf\u201c\u9ad8\u8d28\u91cf\u5206\u7ea2 + \u9632\u5fa1\u578b\u73b0\u91d1\u6d41\u201d\u7684\u7a33\u5065\u578b\u8d44\u4ea7\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u4e24\u8005\u90fd\u4f18\u79c0\uff0c\u4f46\u98ce\u9669\u548c\u6536\u76ca\u6765\u6e90\u5b8c\u5168\u4e0d\u540c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u6838\u5fc3\u5dee\u5f02<\/strong><\/h1>\n\n\n\n<p class=\"p1 wp-block-paragraph\"><strong>\u7ef4\u5ea6<\/strong><\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\"><strong>VOO<\/strong><\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\"><strong>SCHD<\/strong><\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8ddf\u8e2a\u6307\u6570<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6807\u666e500<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u7f8e\u56fd\u9ad8\u80a1\u606f\u8d28\u91cf\u80a1<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6301\u4ed3\u6570\u91cf<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">~500<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">~100<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6838\u5fc3\u98ce\u683c<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5927\u76d8\u6210\u957f<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u9ad8\u80a1\u606f\u4ef7\u503c<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u79d1\u6280\u6743\u91cd<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5f88\u9ad8<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u660e\u663e\u8f83\u4f4e<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u80a1\u606f\u7387<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">~1.0%-1.3%<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">~3.3%-3.5%<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u957f\u671f\u6536\u76ca<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u66f4\u9ad8<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u4e2d\u7b49\u504f\u9ad8<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6ce2\u52a8<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8f83\u5927<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u76f8\u5bf9\u66f4\u7a33<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u718a\u5e02\u6297\u8dcc<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u4e00\u822c<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u901a\u5e38\u66f4\u5f3a<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u9002\u5408\u9636\u6bb5<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8d22\u5bcc\u79ef\u7d2f<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u73b0\u91d1\u6d41\/\u9632\u5fa1<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u6570\u636e\u6765\u6e90\u663e\u793a\uff0c\u8fc7\u53bb10\u5e74 VOO \u5e74\u5316\u56de\u62a5\u7ea6 15.5%\uff0cSCHD \u7ea6 12.7%\u3002&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u6536\u76ca\u6765\u6e90\u7684\u672c\u8d28\u533a\u522b<\/strong><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VOO\uff1a\u8d5a\u7684\u662f\u201c\u7f8e\u56fd\u79d1\u6280\u521b\u65b0\u7684\u94b1\u201d<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">VOO \u672c\u8d28\u4e0a\u662f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u82f9\u679c<\/li>\n\n\n\n<li>\u5fae\u8f6f<\/li>\n\n\n\n<li>\u82f1\u4f1f\u8fbe<\/li>\n\n\n\n<li>\u4e9a\u9a6c\u900a<\/li>\n\n\n\n<li>Google<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u4e9b\u8d85\u7ea7\u516c\u53f8\u63a8\u52a8\u7684\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u6240\u4ee5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI \u7206\u53d1<\/li>\n\n\n\n<li>\u4e91\u8ba1\u7b97<\/li>\n\n\n\n<li>\u534a\u5bfc\u4f53<\/li>\n\n\n\n<li>\u79d1\u6280\u725b\u5e02<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">VOO \u4f1a\u975e\u5e38\u5f3a\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u8fd1\u5341\u5e74 VOO \u660e\u663e\u8dd1\u8d62 SCHD\u3002&nbsp;<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u4f46\u95ee\u9898\u4e5f\u5728\u8fd9\u91cc\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u98ce\u9669\u9ad8\u5ea6\u96c6\u4e2d\u5728\u79d1\u6280<\/strong><\/h3>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u73b0\u5728\u6807\u666e500\u5df2\u7ecf\u975e\u5e38\u201c\u79d1\u6280\u5316\u201d\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u5982\u679c\u672a\u6765\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI \u6ce1\u6cab\u7834\u88c2<\/li>\n\n\n\n<li>\u5229\u7387\u957f\u671f\u9ad8\u4f4d<\/li>\n\n\n\n<li>\u79d1\u6280\u4f30\u503c\u538b\u7f29<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">VOO \u4f1a\u6bd4 SCHD \u8dcc\u5f97\u66f4\u660e\u663e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SCHD\uff1a\u8d5a\u7684\u662f\u201c\u6210\u719f\u4f01\u4e1a\u73b0\u91d1\u6d41\u7684\u94b1\u201d<\/strong><\/h2>\n\n\n\n<p class=\"p3 wp-block-paragraph\">SCHD \u7b5b\u9009\u903b\u8f91\u5f88\u4e25\u683c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8fde\u7eed\u591a\u5e74\u5206\u7ea2<\/li>\n\n\n\n<li>\u8d22\u52a1\u5065\u5eb7<\/li>\n\n\n\n<li>ROE \u8f83\u9ad8<\/li>\n\n\n\n<li>\u8d1f\u503a\u63a7\u5236<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u56e0\u6b64\u91cc\u9762\u66f4\u591a\u662f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u53e3\u53ef\u4e50<\/li>\n\n\n\n<li>\u767e\u4e8b<\/li>\n\n\n\n<li>Home Depot<\/li>\n\n\n\n<li>\u91d1\u878d<\/li>\n\n\n\n<li>\u5de5\u4e1a<\/li>\n\n\n\n<li>\u6d88\u8d39<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u7c7b\u6210\u719f\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u7279\u70b9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u589e\u957f\u6ca1\u90a3\u4e48\u731b<\/li>\n\n\n\n<li>\u4f46\u76c8\u5229\u7a33\u5b9a<\/li>\n\n\n\n<li>\u5206\u7ea2\u7a33\u5b9a<\/li>\n\n\n\n<li>\u73b0\u91d1\u6d41\u5f3a<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u6240\u4ee5\u5b83\u5728\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u52a0\u606f\u5468\u671f<\/li>\n\n\n\n<li>\u718a\u5e02<\/li>\n\n\n\n<li>\u79d1\u6280\u56de\u8c03<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u901a\u5e38\u66f4\u6297\u8dcc\u3002&nbsp;<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u4f8b\u5982 2022 \u5e74\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO \u8dcc\u7ea6 18%<\/li>\n\n\n\n<li>SCHD \u53ea\u8dcc\u7ea6 5%-6%<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8fd9\u662f\u5b83\u6700\u7ecf\u5178\u7684\u4e00\u6b21\u201c\u9632\u5fa1\u80dc\u5229\u201d\u3002&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u5f88\u591a\u4eba\u8bef\u89e3 SCHD \u7684\u5730\u65b9<\/strong><\/h1>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5f88\u591a\u4eba\u4ee5\u4e3a\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u201cSCHD \u98ce\u9669\u5f88\u4f4e\u201d<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u5176\u5b9e\u4e0d\u51c6\u786e\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u5b83\u53ea\u662f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6bd4 VOO \u7a0d\u7a33<\/li>\n\n\n\n<li>\u4e0d\u662f\u4f4e\u98ce\u9669\u8d44\u4ea7<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5b83\u4f9d\u7136\u662f\u80a1\u7968 ETF\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">Reddit \u4e0a\u5f88\u591a\u957f\u671f\u6295\u8d44\u8005\u4e5f\u63d0\u5230\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">SCHD \u4e0d\u662f\u503a\u5238\uff0c\u53ea\u662f\u6ce2\u52a8\u7565\u4f4e\u3002&nbsp;<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u5982\u679c\u7f8e\u80a1\u5927\u718a\u5e02\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO \u66b4\u8dcc 35%<\/li>\n\n\n\n<li>SCHD \u53ef\u80fd\u4ecd\u7136\u8dcc 25%<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u533a\u522b\u4e0d\u662f\u201c\u4f1a\u4e0d\u4f1a\u8dcc\u201d\uff0c\u800c\u662f\uff1a<\/p>\n\n\n\n<p class=\"p6 wp-block-paragraph\">\u8c01\u8dcc\u5f97\u5c11\u4e00\u70b9\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u5e74\u8f7b\u9636\u6bb5 vs \u9000\u4f11\u9636\u6bb5<\/strong><\/h1>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u662f\u6700\u5173\u952e\u7684\u95ee\u9898\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u8f7b\u3001\u957f\u671f\uff0810\u5e74\u4ee5\u4e0a\uff09<\/strong><\/h2>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u901a\u5e38\uff1a<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">VOO \u66f4\u4f18\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u539f\u56e0\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u590d\u5229\u901f\u5ea6\u66f4\u5feb<\/li>\n\n\n\n<li>\u79d1\u6280\u589e\u957f\u6743\u91cd\u9ad8<\/li>\n\n\n\n<li>\u957f\u671f\u603b\u6536\u76ca\u66f4\u5f3a<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5982\u679c\u4f60\u76ee\u6807\u662f\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">20 \u5e74\u540e\u8d44\u4ea7\u6700\u5927\u5316<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">VOO \u80dc\u7387\u66f4\u9ad8\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u63a5\u8fd1\u9000\u4f11\u3001\u9700\u8981\u73b0\u91d1\u6d41<\/strong><\/h2>\n\n\n\n<p class=\"p4 wp-block-paragraph\">SCHD \u5f00\u59cb\u53d8\u5f97\u6709\u5438\u5f15\u529b\u3002<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u56e0\u4e3a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u80a1\u606f\u7387\u9ad8<\/li>\n\n\n\n<li>\u4e0d\u9700\u8981\u5356\u80a1\u7968\u4e5f\u80fd\u83b7\u5f97\u73b0\u91d1\u6d41<\/li>\n\n\n\n<li>\u5fc3\u7406\u538b\u529b\u66f4\u5c0f<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">500 \u4e07\u4eba\u6c11\u5e01\u8d44\u4ea7\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO \u5e74\u73b0\u91d1\u6d41\u53ef\u80fd\u53ea\u6709 5~6 \u4e07<\/li>\n\n\n\n<li>SCHD \u53ef\u80fd\u6709 15~18 \u4e07<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u5dee\u8ddd\u5f88\u660e\u663e\u3002&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u6700\u5927\u98ce\u9669\u5bf9\u6bd4<\/strong><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>VOO \u6700\u5927\u98ce\u9669<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u79d1\u6280\u4f30\u503c\u8fc7\u9ad8<\/strong><\/h3>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u73b0\u5728\u6807\u666e500\u8d8a\u6765\u8d8a\u50cf\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u201c\u79d1\u6280\u6307\u6570\u201d<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u4e00\u65e6\u79d1\u6280\u56de\u64a4\uff1a<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">VOO \u4f1a\u660e\u663e\u53d7\u4f24\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u7f8e\u80a1\u4f30\u503c\u6574\u4f53\u504f\u8d35<\/strong><\/h3>\n\n\n\n<p class=\"p4 wp-block-paragraph\">VOO \u5f53\u524d PE \u660e\u663e\u9ad8\u4e8e SCHD\u3002&nbsp;<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u610f\u5473\u7740\uff1a<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u672a\u676510\u5e74\u6536\u76ca\u672a\u5fc5\u8fd8\u80fd\u590d\u5236\u8fc7\u53bb10\u5e74\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SCHD \u6700\u5927\u98ce\u9669<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u957f\u671f\u8dd1\u8f93\u6210\u957f\u80a1<\/strong><\/h3>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u5982\u679c\u672a\u6765\u7ee7\u7eed\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI<\/li>\n\n\n\n<li>\u81ea\u52a8\u5316<\/li>\n\n\n\n<li>\u4e91\u8ba1\u7b97<\/li>\n\n\n\n<li>\u534a\u5bfc\u4f53\u9769\u547d<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">SCHD \u5f88\u53ef\u80fd\u7ee7\u7eed\u843d\u540e\u3002<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8fd9\u662f\u5b83\u6700\u5927\u7684\u673a\u4f1a\u6210\u672c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u9ad8\u80a1\u606f\u5e76\u4e0d\u7b49\u4e8e\u9ad8\u6536\u76ca<\/strong><\/h3>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5f88\u591a\u4eba\u6c89\u8ff7\u201c\u6bcf\u6708\u6536\u606f\u201d\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u4f46\u771f\u6b63\u51b3\u5b9a\u8d44\u4ea7\u589e\u957f\u7684\u662f\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u603b\u56de\u62a5\uff08\u8d44\u672c\u5229\u5f97 + \u80a1\u606f\uff09<\/p>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u8fd9\u4e00\u70b9 Reddit \u8ba8\u8bba\u91cc\u4e5f\u53cd\u590d\u88ab\u5f3a\u8c03\u3002&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u5bf9\u666e\u901a\u957f\u671f\u6295\u8d44\u8005\u7684\u73b0\u5b9e\u5efa\u8bae<\/strong><\/h1>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u4f60\u4e4b\u524d\u504f\u5411\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO<\/li>\n\n\n\n<li>GOOG<\/li>\n\n\n\n<li>NVDA<\/li>\n\n\n\n<li>SOXX<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u8fd9\u79cd\u201c\u589e\u957f\u6838\u5fc3\u201d\u601d\u8def\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u90a3\u4e48\u5176\u5b9e\uff1a<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u66f4\u5408\u7406\u7684\u662f\uff1a<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>VOO \u505a\u6838\u5fc3<\/li>\n\n\n\n<li>SCHD \u505a\u7a33\u5b9a\u5668<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u800c\u4e0d\u662f\u5168\u4ed3 SCHD\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u4e00\u4e2a\u5f88\u5065\u5eb7\u7684\u7ec4\u5408<\/strong><\/h1>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u6bd4\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>70% VOO<\/li>\n\n\n\n<li>20% SCHD<\/li>\n\n\n\n<li>10% \u73b0\u91d1\/\u503a\u5238<\/li>\n<\/ul>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u7279\u70b9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u7559\u79d1\u6280\u6210\u957f<\/li>\n\n\n\n<li>\u964d\u4f4e\u6ce2\u52a8<\/li>\n\n\n\n<li>\u589e\u52a0\u73b0\u91d1\u6d41<\/li>\n\n\n\n<li>\u718a\u5e02\u4f53\u9a8c\u66f4\u597d<\/li>\n<\/ul>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5982\u679c\u4f60\u8fd8\u5e74\u8f7b\uff1a<\/p>\n\n\n\n<p class=\"p3 wp-block-paragraph\">\u751a\u81f3\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80~90% VOO<\/li>\n\n\n\n<li>10~20% SCHD<\/li>\n<\/ul>\n\n\n\n<p class=\"p1 wp-block-paragraph\">\u90fd\u5b8c\u5168\u5408\u7406\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u6700\u540e\u4e00\u53e5\u6700\u91cd\u8981<\/strong><\/h1>\n\n\n\n<p class=\"p4 wp-block-paragraph\">SCHD \u548c VOO \u4e0d\u662f\u201c\u8c01\u66f4\u5f3a\u201d\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u800c\u662f\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u4f60\u66f4\u9700\u8981\u201c\u8d44\u4ea7\u589e\u957f\u201d\uff0c\u8fd8\u662f\u201c\u7a33\u5b9a\u73b0\u91d1\u6d41\u201d\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u5e74\u8f7b\u9636\u6bb5\u6700\u6015\u7684\u4e0d\u662f\u6ce2\u52a8\u3002<\/p>\n\n\n\n<p class=\"p4 wp-block-paragraph\">\u800c\u662f\uff1a<\/p>\n\n\n\n<p class=\"p5 wp-block-paragraph\">\u4e3a\u4e86\u7a33\u5b9a\uff0c\u8fc7\u65e9\u653e\u5f03\u590d\u5229\u589e\u957f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u4e00\u53e5\u8bdd\u603b\u7ed3\uff1a VOO \u66f4\u50cf\u201c\u7f8e\u56fd\u6838\u5fc3\u7ecf\u6d4e + \u79d1\u6280\u589e\u957f\u201d\u7684\u957f\u671f\u590d\u5229\u673a\u5668\u3002 SCHD \u66f4\u50cf\u201c\u9ad8\u8d28\u91cf\u5206\u7ea2 + &#8230; <\/p>\n<div class=\"read-more navbutton\"><a href=\"https:\/\/t.n-years.com\/?p=7110\">\u9605\u8bfb\u66f4\u591a<i class=\"fa fa-angle-double-right\"><\/i><\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[162],"tags":[],"class_list":["post-7110","post","type-post","status-publish","format-standard","hentry","category-162"],"_links":{"self":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7110"}],"version-history":[{"count":1,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7110\/revisions"}],"predecessor-version":[{"id":7111,"href":"https:\/\/t.n-years.com\/index.php?rest_route=\/wp\/v2\/posts\/7110\/revisions\/7111"}],"wp:attachment":[{"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/t.n-years.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}